If you want the convenience of being able to use a complete credit card processing system without being tied to a single computer, you can access our online system using any computer using any major browser, such as Internet Explorer or Netscape Navigator. Another benefit is that it can also be integrated with any web site for a complete e-commerce solution! Some of the benefits of using this Virtual Terminal include:

• SECURE credit card transactions
• SECURE order processing
• Seamless Integration of merchant account and credit card processing
• Real- time processing with industry-leading response speeds (typically between 2-5 seconds!)
• Integrated with over 60 leading web site development and shopping cart programs.
• New!! - ACH check processing - to accept online checks. No more waiting for a check in the mail!
• No need for "dial up" software.
• Customer tracking capability
• Address Verification Service (AVS) and Fraud detection
• Accessible through major browsers

Takepayment.com iChecks Pro

New! Accept Checks by Phone, Fax, or Internet! Takepayment.com iChecks pro solution allows merchants to debit their customer's checking accounts for products and services without ever having an actual physical check! The debit can be initiated by Web Based entry or File based (FTP, internet, or email) batch processing. Moreover, merchants can set up a recurring debit program to debit a customers checking account by specifying the timing and frequency! This feature is perfect for a variety of merchants including, health clubs, tanning salons, magazine subscriptions, day cares, internet service providers, insurance companies, and installment payments. Customer authorization can be by written authorization, check by fax, or recorded verbal authorization.

• No physical check required!
• No Equipment to Buy or Lease.
• Works with your Computer and web browser.
• No percentage to pay. Only a flat low per transaction fee!
• NSF checks reported within 2-4 days online (instead of waiting 1 - 2 weeks!)
• Can electronically resubmit NSF transactions 2 additional times.
• Banking fees and paper check handling costs are eliminated.
• Detailed 24 X 7 online reporting of all activity

It's easy to get your own online system. Get started today. All it takes is a simple Merchant Application.
accept credit cards online or offline with shopping cart software and real time real-time approval or authorization with complete free hosting on nt or unix server and web design services with buy buttons. Merchant card services by usb merchant services and universal savings bank is a way for you to accept visa, mastercard, american express, or checks online. This is part of an e-commerce or ecommerce web site development solution with a design for a shopping cart with no software needed. We offer you a web link with a virtual terminal with a database. Payment processing with real time authorization and gateway for a secure payment. Works with AuthorizeNet or authorize.net or cybercash hosting and virtual storefront and provides automatic credit card processing. Free atm pin pads or check readers for retail stores for accepting all debit cards nationwide. We offer verifone tranz 460, tranz 330 and printer 250 and hypercomm t7p credit card processing equipment and the latest wireless battery operated hand held nurit 3010 by Lipman USA so you can accept discover, debit cards, checks, visa, mastercard and American Express. We also offer design and hosting services and software for credit card processing and equipment to verify checks and visa and credit cards by a real bank, Universal Savings Bank for direct deposits into your business or personal checking account.